Refund

All the auto insurance companies here are giving out refunds because people are driving a lot less and so there are a lot less accidents.  Since I'm not getting any stimulus checks, this might be the only non-work related financial benefit I get due to the pandemic.  And how much did I get?  About $18.  And I pay over $1000 a year for my auto insurance.  An insultingly low proportion of money back - why even bother?  Auto insurance is notoriously expensive in the US - and I always wonder whether I am overpaying.  I probably am - I could certainly pay a lot less if I only went for minimum coverage.  But I should probably shop around and see if I can get a better deal, especially in these times when I'm driving so much less.